This page sets forth the conditions and terms under which the Professional Insurance Agents of Alabama, Inc. (PIA of GA) provides the information contained on its website, as well as the terms and conditions governing your use of this site. By making use of its site, you agree to be bound by these terms and conditions. If you do not accept these terms and conditions, do not continue to use or access its site. The Professional Insurance Agents of Alabama, Inc. makes a reasonable effort to present accurate and reliable information on this site; however, it is not responsible for any errors in or omissions from the information contained in or accessed through this site, nor the timeliness of the information.
All materials published on this site are subject to copyrights owned by the Professional Insurance Agents of Alabama, Inc. and other individuals or entities. Any reproduction, retransmission, or republication of all or part of any material found on this site is expressly prohibited, unless the aforementioned organizations or the copyright owner of the material has expressly granted its prior written consent to reproduce, retransmit, or republish the material. All other rights reserved.
The names, trademarks, service marks and logos of the Professional Insurance Agents of Alabama, Inc. appearing on this site may not be used in any advertising or publicity, or otherwise to indicate its endorsement, sponsorship or affiliation with any product or service, without prior express written permission. Although this site includes links providing direct access to other Internet sites, the Professional Insurance Agents of Alabama, Inc. take no responsibility for the content or information contained on those other sites, and does not exert any editorial or other control over those other sites.
The Professional Insurance Agents of Alabama, Inc.is providing information and services on the Internet as a benefit and service to present and potential association members. The information contained on this site is distributed with the understanding that PIA of GA is not providing professional advice of any type.
Several of our pages describe various products and services promoted on behalf of the association. The availability of a specific product may differ from state to state. The product descriptions are general in nature and the insurance coverages are subject to the specific terms of the actual policies issued. If you are interested in the terms and conditions of a specific product, please contact PIA of GA (firstname.lastname@example.org) for additional information. The Professional Insurance Agents of Alabama, Inc. makes no representations about the suitability of this information and these services for any purpose and disclaim all warrantees.
The Professional Insurance Agents of Alabama, Inc. shall not be liable for any damages resulting from the use or misuse of this information or services.
How Information Is Collected
The PIA of GA Web Site only collects personally identifiable information from you if you choose to provide this information to us. In a few areas on PIA of GA Web Site, we ask you to provide information — or log-in as a PIA of GA member, or PIA of GA chartered affiliate employee, or a PIA of GA partner (collectively known as "Authenticated Users") — to enable PIA of GA: to verify whether you are entitled to access and use certain information, materials and services available from PIA of GA Web Site; to enhance your site visit; to assist you with customer service or technical support issues; to follow up with you after your visit; to provide information about products and services; or to otherwise support your customer and/or member relationship with PIA of GA. While failure to provide this information may mean that you cannot access and use certain information, materials and services on the PIA of GA Web Site or PIA of GA partner web sites, providing personally identifiable information on the PIA of GA Web Site and logging-in as an Authenticated User are completely optional.
The PIA of GA Web Site is not set up to automatically collect personally identifiable information from each visitor to the PIA of GA Web Site. However, basic contact information (name, company name, address, phone number, email address, member identification number, etc.) about Authenticated Users is uploaded from PIA of GA’s membership database to the PIA of GA Web Site to enable Authenticated Users to log-in and access password-protected information and programs.
The PIA of GA Web Site does automatically collect information that does not identify users personally. Via Web server logs, for example, PIA of GA may monitor statistics such as the number of people that visit the PIA of GA Web Site, which page(s) are visited onthe PIA of GA Web Site, from which domain our visitors come (e.g., aol.com, yahoo.com, etc.), and which browsers people use to visit the PIA of GA Web Site (e.g., Netscape Navigator, Microsoft Internet Explorer, etc.).
Cookies: A "cookie" is a small file that is placed on your hard drive by a Web page server. Cookies are uniquely assigned to you and can be read only by a Web server in the domain that issued the cookie to you.
Each time you initiate a session on the PIA of GA Web Site the site sets the cookie in order to identify you and determine your access privileges. Cookies do not store any of the personal information that you have provided to the site. They are simply identifiers. Cookies on the PIA of GA Web Site are removed from your hard drive when you end the current session, unless you specifically click the "Remember My Login" box when logging in with a username and password. Clicking on this box will store the cookie on your hard drive so that you will not have to log in each time you visit the PIA of GA Web Site.
You have the ability to delete cookie files from your hard drive at any time. However, you should know that cookies may be necessary to provide you with access to much of the content and features of the PIA of GA Web Site. We use cookie technology to enable Authenticated Users to move quickly and securely through access-controlled areas of the PIA of GA Web Site and to take advantage of certain useful features on the PIA of GA Web Site.
How Information Is Used
Information you provide and information that is uploaded to PIA of GA Web Site from PIA of GA’s membership database may be used to verify whether you are entitled to access and use certain information, materials and services available from PIA of GA Web Site; to enhance your site visit; to assist you with customer service or technical support issues; to follow up with you after your visit; to provide information about products and services; or to otherwise support your customer and/or member relationship with PIA of GA.
PIA of GA strives to keep the personal information you provide to us when using the PIA of GA Web Site and information that is uploaded to the PIA of GA Web Site from PIA of GA’s membership database confidential. Agents or contractors of PIA of GA who are given access to your personal information are required to keep the information confidential and not use it for any other purpose than to carry out the services they are performing for PIA of GA.
We may disclose information you provide to us and information that is uploaded to the PIA of GA Web Site from PIA of GA’s membership database to third parties in order to complete a transaction that you requested or to improve your customer experience. We may also outsource some tasks, including the operation of certain Web Site functions, that require access to information you supply online. On occasion, PIA of GA may also provide data supplied online to third parties that offer products and services. We may disclose personal information when required by law or in the good faith belief that such action is necessary in order to comply with the law or legal process.
PIA of GA monitors the PIA of GA Web Site "traffic" statistics using information that does not identify users personally so we may improve PIA of GA Web Site. We use an outsourcing program to assist us in analyzing this data. Aggregated statistics may also be provided to advertisers and other third parties, but the statistics contain no personal information and cannot be used to gather such information.
PIA of GA takes steps to protect against the loss, misuse, or unauthorized alteration of personally identifiable information. We utilize industry standard SSL encryption when accepting credit card information during our online checkout process. Access to some computer data and files at PIA of GA are secured by password coding with access to personally identifiable information strictly limited to those employees who need access in order to carry out their job responsibilities. Our network is behind a firewall designed to prevent unauthorized access.
Means of Redress
Other Web Sites
PIA of GA Web Site contains "links" to other, external Internet Web Sites who may have privacy policies and procedures that differ from those of PIA of GA.